农村养老供给侧改革的结构调整与制度选择

Structural Adjustment and System Selection of Supply-side Reform on Rural Pension Insurance

目前我国农村养老呈现以家庭为主的供给模式,国家扮演着家庭养老"托底"的角色。供给侧改革的基本思路在于调整结构,调整结构不仅可以促进养老资源的供给平衡,而且为农村养老的制度创新带来机遇。农村养老供给结构调整需要形成一种以给付职能和制度建设职能为主的国家职能模式,然后通过新的国家职能改变现有的供给结构。基于我国养老保障的三轨道制度现状,可对现行农村养老的"政策模式"进行重构。

At present, pension insurance for rural residents is mainly family-based and the country serves only as the ＂support＂ for family old age care. The basic idea of supply-side reform lies in adjusting the structure, which can not only promote the supply balance of pension resources, but also bring opportunities to the innovation of rural pension insurance. Supply structure adjustment of rural pension insurance requires to form a totally new model of national functions, which helps change the existing supply struc ture, mainly including payment functions and functions of the system construction. In view of the three track system of pension se curity in China, the ＂policy model＂ of pension insurance for rural residents can be reconstructed.