农村民间金融问题研究

农村金融体系由正规金融和民间金融两部分组成,其中民间金融在农村金融体系中占有主导地位。本文采用交易费用理论比较了农村正规金融和民间金融,指出农村民间金融产生的原因,进而提出我们对农村民间金融应采取的对策建议。

Village financing system is composed of regular financing and folk financing, and folk financing is the main financing. This article analyzes village regular financing and folk financing by using trade expenses theory, then points out the reason of village folk financing’development. At last, s it puts forward some measures we should do.