房地产开发行业融资困境及解决渠道的探讨

Financing Difficulties and Solutions of Real Estate Industry

随着2014年房市的走低,银行贷款难度的加大,房地产企业紧绷起了资金链条,特别是一些中小型的房地产企业更是举步维艰。通过对房地产行业资金状况问题进行分析,归纳和总结当前房地产这一行业资金筹集所遇到的问题,找出原因所在,最后提出房地产企业加强融资管理的途径:建立健全房地产法律法规,加强金融管理协调配合;拓宽房地产企业融资渠道,建立多元化的投资模式;进一步夯实财务管理基础,提升自身资金积累能力。

With the decline of the housing market in 2014,it becomes more difficult to obtain bank loans,and real estate companies have tightened up the chain of funds; especially some small and medium real estate companies are struggling for the survival. Through the analysis of the financing situation of real estate industry,the paper summarizes current real estate financing problems,finds out the causes for these problems,and puts forward several approaches for real estate enterprises to strengthen financing management: building sound real estate laws and regulations,and strengthening the coordination and cooperation of financial management; broadening financing channels of real estate enterprises,and establishing diversified investment patterns; enhancing the foundation of financial management,and promoting the accumulation ability of their own capital.