中国大型银行集团公司治理初探

An Analysis of the Corporate Governance of Chinese Large Bank Group

本文借鉴境内外大型银行集团治理的经验,分析中国大型银行集团公司治理中需要改进的环节,包括:集团发展战略及母公司在集团中的功能定位有待明确;集团战略目标、管理及评价有待完善;母子公司的沟通协调机制亟须健全;人力资源和财务管理与集团战略的匹配度有待提高;集团内部的协同效应应得到充分发挥;集团治理的整合性有待加强。进而提出以下改进建议:进一步明确集团战略目标及母公司、各子公司在集团中的定位,改进母公司和子公司的治理架构和相关制度,实行差异化的子公司管控机制,加强人力资源和财务预算的集团化管理,完善集团内部协同机制等。

Based on the governance experience of the domestic and foreign large bank group,this paper analyses the corporate governance of Chinese large bank group.It is found that there are such aspects in the corporate governance need to be improved:the development strategy of group and the function of parent company in the group need to be determined,the strategic objectives,management and evaluation of the group need to be perfected,the communication and coordination mechanisms between parent and subsidiary companies need to be improved,the adaptation of human resources and financial management to the strategy of group needs to be ameliorated,the intra-group synergy needs to be fully realized,the integrity of group governance needs to be strengthened.The authors make recommendations to clarify the strategic objectives of the group and the functions of parent company and subsidiary companies in the group,improve the governance structure and the related policies of parent company and subsidiary companies,implement the differentiated control mechanism for subsidiary companies,strengthen the group management of human resources and financial budgets,improve the mechanism of intra-group synergy and so on.