摘要
本文研究中国分地区银行业市场结构与中小企业融资的关系。研究结果表明,全国范围与各地区的银行业市场结构与中小企业融资存在相异的特征和影响路径,在全国范围以及分地区的东部和中部地区内,银行业市场结构与中小企业主银行的选择呈现正U型关系,而在西部地区,银行业市场结构与企业主银行的选择呈现倒U型关系。
This paper presents a study of the relationship between regional banking market structure and SME financing in China.The results of the paper show that the characteristics and influence paths of banking market structure and the SME financing are regionally different.Nationwide as well as in eastern and middle regions,the relationship between the banking market structure and the main-bank choice of SMEs shows an upward U-shape,however an inverted U-shape in the western region.
作者
张艾莲
代雪雅
ZHANG Ai-lian;DAI Xue-ya
出处
《金融论坛》
CSSCI
北大核心
2019年第6期30-40,共11页
Finance Forum
基金
国家社会科学基金项目“金融市场开放环境下的金融风险生成逻辑、风险测度和防范机制研究(18BJY232)