摘要
大学时代是人生成长的关键时期,也是学习参与投资理财的黄金时期,大学生的理财观念和能力在很大程度上会影响到未来社会金融市场的发展。通过对深圳市1 260名学生理财现状以及影响因素进行调查,结果表明现今大学生已经具有一定的理财意识但也存在一定的局限性,表现在对金融体系基础知识及其缺乏。提升大学生理财能力是一个循序渐进的过程,学校、社会、学校及家庭应创造一种良好的理财氛围,从而培养大学生良好的财商,促进我国金融市场的可持续发展。
College life is a critical period of growth,but also the golden age to learn to participate in finance and investment. College financial management concepts and capabilities will largely affect the future development of the society's financial markets. The financial status quo and influencing factors of1260 students in Shenzhen were surveyed. The results show that college students' financial awareness has been improved but the financial situation is not optimistic. This paper argued that enhancing the ability of college students' finance is a gradual process of personal development. The schools,community and family should create a favorable financial environment to promote the sustainable development of China's financial markets.
关键词
大学生
理财
财商
金融
college students
financial management
financial quotient
financial
