摘要
银企关系是银行和企业之间维持交易进行的一系列合约的连接。经典的理论说明市场化的银企关系是最有效率的合约形式。中国的银企关系合约具有不完备性与非市场化的特点,本文尝试给出了一个分析框架,并认为构建良好的市场化银企关系的关键在于建设完备的市场化合约,设计科学的激励机制和公司治理结构,以及引入充分的竞争等。
The Bank-corporation relation is a connection of a series of contracts.Classical theory insists that the pattern of the market-oriented Bank- corporation relation is not efficient.This article attempts to give an analysis framework to interpret the in complete contract in China.And the conclusion is that the key questions in constructing complete and market-oriented Bank-corporation are to design scientific incentive mechanism and introduce full competition.
出处
《南大商学评论》
2005年第1期147-158,共12页
Nanjing Business Review
关键词
合约
银企关系
激励机制
租金
contract
bank-corporation relation
incentive mechanism
rent