FinTech的创新与变革分析

Analysis of FinTech Innovation and Change

金融科技公司同传统金融机构一道在重新定义现代金融,设计新的商业模式,重新建立公众对金融服务的信任,在这一过程中,Fin Tech带来了金融服务的创新与系列的变革:例如,存贷去中介、支付革命、智能化交易与理财的变革,使区块链(Blockchain)受到各大金融机构与科技公司的格外关注。最大的受益者是客户,特别是那些一直受到金融机构歧视的中小企业,在资金获得和支付方面有了更多选择。我们已经步入一个银行更像科技公司,科技公司更像银行的新时代。

Financial technology enterprises together with traditional financial institutions make a redefinition of modern finance, design a new business model, and reestablish the public trust in the financial services, in the process, FinTech has brought a series of financial service innovation and change: For example,get rid of mediation in loaning, revolution of paying, intelligent trade and financial change, which make the block chain (Blockchain) be paid attention to by all big financial institutions and technology enterprises. The biggest beneficiaries are customers, especially those small and medium-sized enterprises that have been discriminated by financial institutions,has they have more options in capital and payment. We haveentereda new era in which thebanks seem more like science and technology companies, while science and technology companies are more like banks.