论发展我国消费信贷的对策

Discussion on the Methods on Developing Consumption Credit in China

从消费者、商业银行、政府及相关部门四个角度提出可供选择的发展我国消费信贷的对策。消费者应转变观念 ,尝试现代消费方式 ;商业银行应抓住时机 ,扩大业务范围 ;政府应积极完善消费信贷的环境、制度及法规 ;商家。

In this article,we put forward some selective methods on developing our country’s consumption credit existed in consumers,commercial banks,government and social organizations.The consumer should to change the idea,and try the way of modern consumption,commercial bank should hold tight the opportune moment,and extend the business’s scope;The government should to progressively improve the environment,system and laws of consumption credit;Business enterprise,insurance company…etc.all should positive get involved with the development of supporting the consumption credit.