1[1]Jan Walliser, "Regulation of Withdrawals in Individual Account Systems", IMF Working Paper, WP/99/153.
2[2]Barbara D. Bovbjerg, "Implications of Private Annuities for Individual Accounts",GAO/HEHS-99-160.
3[3]Suzanne Doyle、 Olivia S. Mitchell、John Piggott , "Annuity Values in Defined Contribution Retirement Systems: The Case of Singapore and Australia", NBER Working PaPer 8091.
4[4]Walliser, Jan, "Privatizing Social Security While Limiting Adverse Selection in Annuities Markets", Technical Paper No. 1997-5 (Washington: Congression Budget Ofrice).
5[5]Amy Finkelstein, James Poterba (1999), "Selection Effects in the Market for Individual Annuities: New Evidence from the United Kingdom ", NBER, Working Paper 7168, P5.
6[6]Plan for Life Research (2000), "The Immediate Annuity: Product and Rate RePort",Issue 24, August, Victoria, Australia.
7[7]Estella James and Dimitri Vittas (1999), "Annuities Markets in Comparative perspective: Do Consumers Get Their Money's Worth?", World Bank, Working paPers.
