新型农村医疗保险中医方道德风险成因及对策分析

The Cause and Countermeasure Analysis of the Ethical Risks on Doctors in the New Rural Cooperative Medical Insurance

我国新型农村合作医疗保险从2003年开始推行,其采用第三方支付的方式,在解决农民因病返贫、致贫方面产生了积极的效果,但医方道德风险的普遍存在,对新型农村合作医疗保险存在很大的危害,本文通过对医方道德风险产生原因的分析,提出防范医方道德风险的对策。

Since the New Rural Cooperative Medical Insurance was fully implemented in 2003, it has made great progress in solving the problem of illness poverty of peasants. But there is great danger because of the common existence of the ethical risks on doctors. This paper analyzes on the causes of the New Rural Cooperative Medical Insurance and puts forward some countermeasures.