论金融合业经营模式的理论基础

On the Theoretical Basis of Miscellaneous Operation Model of Financial Industry

金融业走合业经营之路是世界金融业的发展趋势,金融合业经营模式有其理论依据与优势。本文运用信息优势理论、内在稳定性理论、金融功能理论、金融深化理论、成本效应理论、资产专用性理论、进入壁垒理论、规模经济理论、范围经济理论,分析阐释了金融合业经营的合理性。

It is an inevitable world trend that financial industry will be on the miscellaneous operation road. Financial miscellaneous operation has its theoretical basis or strengths. This paper puts forward nine theories that can expound the rationality of miscellaneous operation, including information strength theory, internal stability theory, financial functioning theory, financial deepening theory, cost - effect theory, asset specificity theory, entrance bulwark theory, scale economy theory,scope economy theory.