论个人信用征信与隐私权保护的冲突与衡平

On the Conflict and Equalization of Personal Credit with Privacy Protection

个人信用征信,作为三大社会征信体系之一,在征信的过程中存在着个人信用信息自由流动与隐私权保护的固有冲突,文章认为不同的国家由于各国的政治、经济、文化、法律、道德等因素的不同,在彼此协调中各有侧重。但不管怎样,都必须坚持公共利益、利益衡量、自愿、目的特定原则。

Personal Credit is one of the three social credit systems,there is a conflict the freely flowing of personal credit information with privacy protection.In order to coordinate the conflict different,countries has view of the political,economic,cultural,legal,moral factors.But in any case,mauy countries uphold the principles of public interest,interest measure,voluntary and specific main.