浅谈离行式ATM终端的安全隐患及维护策略——以肇庆端州农村商业银行为研究对象

A Study on Potential Safety Hazard and Maintenance Strategy for Off-premise ATM Terminals——Based on the Rural Commercial Bank of Duanzhou,Zhaoqing City

随着商业银行ATM终端数量的不断增多及其使用频率的增加,ATM终端的安全隐患也日渐凸显,其中以离行式ATM终端尤为严重。该文分析了离行式ATM终端的风险因素及其成因,结合笔者的从业经验,提出相应的防范策略。

The potential safety hazard of ATM terminals,especially off-premise ATM terminals,of commercial banks appeared as the amount and use frequency of ATM terminals increased.I analyzed the risk factors and the reasons for it in this paper.With the help of my experience,I also presented a prevention strategy accordingly.