基于数据挖掘技术而言的财务风险分析与预警研究

Research on Financial Risk Analysis and Early Warning Based on Data Mining Technology

企业进行风险管理与的风险分析可以满足国家的经济决策需要、贷款融资需要、风险管理需要、个人投资需要。所以这项工作是十分重要的。在数据挖掘技术的不断发展之下,相应的理论和应用也逐渐成熟,它在使用的过程中,不需要运用很复杂的数学原理,只需要通过数据筛选就可以,所以经常会被用在企业财务风险分析与危机预警当中。为此,文章主要阐述基于数据挖掘技术而言的财务风险分析与预警研究。

Risk management and risk analysis of enterprise can meet the needs of economic decision-making, loan financing, riskmanagement, personal investment need. So this work is very important. The continuous development in the technology of data mining, the corresponding theory and application has gradually matured, it in the use process, do not need to use very complicatedmathematical principles, only need to sifting through the data can so often be used in the analysis of enterprise financial risk andcrisis warning. To this end, the paper mainly expounds the financial risk analysis and early warning based on data mining technology.