大数据背景下完善商业银行风控体系的研究

Research on Improving the Risk Control System of Commercial Banks in the Era of Big Data

大数据背景下,商业银行的风控工作面临着前所未有的机遇和挑战,商业银行的风控体系也亟待完善。本文探讨了大数据背景下商业银行完善风控体系的必要性和难点,并对如何解决这些难点问题提出了相应的建议。

Under the background of big data, the risk control of commercial banks is facing unprecedented opportunities and challenges, commercial bank risk control system also needs to be improved. This paper discusses the influence of big data on commercial bank risk control, the difficulties in using big data to improve the commercial bank risk control system, and the corresponding suggestions.