域外医疗责任保险中的强制性规则及其借鉴

Mandatory Rules for Medical Liability Insurance Outside China and the Enlightenments

当前,面对医患矛盾突出、医疗机构和医生在医疗行为中的民事赔偿责任风险日益加大的严峻形势,中国有关部门提出要建立医疗事故强制责任保险制度。作为一项重要的风险转移机制,医疗事故强制责任保险的建立,需要以公共利益为依归,构建相关法律规则。考察了域外医疗责任保险发展中的几个强制性规则,并对中国借鉴国际经验,构建中国的医疗事故强制责任保险立法进行了分析。

At present in China,the disputes of medical malpractice between hospitals and patients are becoming more and more frequent. Thus,relative departments give rise to the idea of establishing mandatory liability insurance of medical malpractice. As an important risk transfer mechanism,the establishment of mandatory liability insurance for medical malpractice should rely on the common interest to construct relative legal rules. Some mandatory rules in the development of medical liability insurance outside China are investigated,and an analysis is made on constructing the legislation of medical liability insurance for medical malpractice in China by borrowing experience from foreign countries.