3Young H. P, 2007. Game Theory : Some Personal Reflections, Automatic Press.
4Friedman D, 1991. Evolutionary Games in Economics. Econometrica. Vol. 59,No. 3:637 -666.
5Friedman D, 1998. On Economic Applications of Evolutionary Game Theory, Evolutionary Econom- ies, Vol. 8, No. 1:15-43.
6Friedman D, 1999. Evolutionary Economics Goes Mainstream : A Review of the Theory of Learning in Games, Evolutionary Economics, Vol. 8, No. 4:423 -432.
7Sumaila U. R and Apaloo J, 2002. A Selected Survey of Traditional and Evolutionary Game Theory. Chr. Michelsen Institute Working Paper, No. 7.
8Young H. P, 1998. Individual Strategy and Social Structure: An Evolutionary Theory of Institutions, Princeton University Press.
9Seibel H. D., 1997. Upgrading, Downgrading, Linking, Innovating: Microfinance Development Strat- egies -A Systems Perspective, Working Paper, No. 6.
10Diagne A, 1999. Determinants of Household Access to and Participation in Formal and Informal Cred- it Markets in Malawi,Food Consumption and Nutrition Division Discussion Paper, No. 67.
6Laha,Arindam,KURI PK.Formal and informal credit linkageand its implications to monetary policy[J].Finance India,2008(3):863-877.
7GABRIELJimenez,VICENTESF,JESUSESaurina.Theeffectsof Formal and Informal Contracting in Credit Availability[J].JournalofMoneyCreditandBanking,2011(1):109-132.
8Bhaumik,SUMON Kumar.Interaction between formal andinformal sector credit:new evidence from India[J].AppliedEconomics Letters,2008(7):527-531.
9DIAGNE A.Determinants of household access to andparticipation in formal and informal credit markets in malawi[J].Food Consumption and Nutrition Discussion andPractice,1999(3):67.
10VARGHESE A.Bank-moneylender credit linkages:theoryand practice[M].Bush School Working Paper,2004:415-461.
