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国有商业银行小贷中心可持续发展论证

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摘要 本文认为商业银行小贷中心完全可以开发信用评分技术以及通过一系列的公司治理结构改革更加近距离地生产业主的以及整个中小企业的信息,争取部分的关系型贷款。通过战略事业部制改革的小贷中心在信息成本的降低扩大了原有的中小企业贷款覆盖范围。得出小贷中心在中小企业贷款市场上具有可持续性发展。
作者 夏显莲
机构地区 西南财经大学
出处 《时代金融》 2012年第12X期218-218,共1页 Times Finance
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