3Romer, P.M., 1986, "Increasing Returns and Long- Run Growth", Journal of Political Economy, 94(5), pp. 1002-37.
4Aghion,P and P. Bolton, 1992, "An Incomplete Contracts Approach to Financial Contracting", Review of Economic Studies,59, pp. 473-494.
5Aghion, P. and P. Howitt, 1992, "A Model of Growth through Creative Destruction", Econometrica, 60, pp. 323- 51.
6Aghion, P. and P. Howitt, 1998, Endogenous Growth Theory, The MIT Press.
7Bencivenga, V.R. and B.D. Smith, 1991, "Financial Intermediation and Endogenous Growth", Review of Economic Studies, 58, pp. 195 - 209.
8BIS, 1986, Recent Innovaliom in International Banking, BIS, Basle.
9Blackbum, K. and V. Hung, 1998, "A rllaeory of Growth, Financial Development and Trade," Economiea, 65 (257), pp. 107- 24.
10De la Fuente, A. and J.M. Matin, 1996, "Innovations, Bank Monitoring and Endogenous Financial Development", Journal of Monetary Economics, 38(2), pp. 269-301.
