个人高等教育投资风险的原因及对策分析

Analysis of the Causes & Countermeasures for the Risk in Higher Educational Investment of Individuals and Families

在市场经济条件下,个人高等教育投资风险反映的是对于投资主体的个人和家庭来说投资于高等教育可能的预期收益损失。现阶段,造成这种风险的原因主要有:教育选择中的信息不充分、劳动力市场的不健全、扩招的短期效应及扩招后高等教育质量的下降。针对这些原因,政府、个体、高校及用人单位都应积极采取措施尽量降低风险。

In the market economy, risk in higher educational investment of individuals and families reflect potential lost of the expectant income for the individuals and families who as the higher educational investor. At the present time, causes of the risk mainly are: information insufficiency in educational choice; the labor market is still immature; the short term impact of the higher educational expansion and the receding of the higher educational quality. Aim at these causes, the government, individuals, higher schools and employers should take measures actively to decrease the risk.