普惠金融的风险运行特征、管理难点与破解之道

The Research on the Risk Characteristics,Management Difficulties and the Crack of the Road of Inclusive Finance

普惠金融作为衡量一个国家金融发展程度和金融服务深度的重要指标,已上升为我国一项长期的国家发展战略。在实践过程中,普惠金融发展取得了一些积极的进步,但仍面临一系列的发展问题,尤为核心的问题就是风险管理。要想解决好普惠金融的可持续性发展问题,关键是要解决好普惠金融的风险管理问题。文章通过厘清并掌握普惠金融风险的运行特点,把脉普惠金融风险管理的难点,找到解决普惠金融的风险管理良方,探索普惠金融的可持续性发展之路。

Inclusive finance as a measure of a country’s degree of financial development and an important indicator of the depth of financial services, has risen to the country a long-term national development strategies. In practice,inclusive financial development has made some positive progress, but still faces a number of development issues, particularly the core of the problem is too risky. Sustainable and healthy development of inclusive financial problems in order to solve, the key is to solve the problem of good risk management of inclusive finance. Clarify and grasp the operating characteristics of inclusive financial risk, financial risk management pulse Pratt & Whitney difficulties to find a solution inclusive financial risk management prescription, to explore the road of sustainable development of inclusive financial development.