我国上市城市商业银行经营绩效分析

The Analysis of Operating Performance in China's Listed City Commercial Banks

上市城市商业银行是我国金融体系中重要的组成部分,要想在激烈的市场竞争中站稳脚跟,就必须提升效率和竞争力。本文选取了我国3家上市城市商业银行为研究对象,运用杜邦分析体系,从盈利能力、营运能力及偿债能力三个方面,对我国3家上市城市商业银行的经营绩效进行对比分析,找出影响其经营绩效的因素,并针对分析结果,提出相应的改进建议。

The listed city commercial bank is an important part of China's financial system. In order to gain a firm foothold in the fierce market competition, it is necessary to enhance the efficiency and competitiveness.This paper, selecting the three listed city commercial banks as the research object and using Du Pont analysis system, makes contrast analysis on three listed city commercial banks operating performance from the profitability, operation ability and debt paying ability three aspects and finds out the factors that influence the operating performance of the listed city commercial banks. Lastly, we put forward the corresponding suggestions for improvement according to the results of the analysis.