农村金融改革的反思与路径矫正

Reflection and Corrections of China's Rural Financial Reform

金融改革在我国农村已进行了三十多年,取得了巨大的成绩,但也出现了诸多问题。当前,我国农业正处于传统农业迈入现代农业的关键期,就需突破农村金融改革面临的问题,通过优化环境与供给模式、创新金融模式、引领民间资本健康发展、完善法律法规及构建农业保险制度,以期为农业现代化提供新动力。

Through 30 years of China's rural financial reform, we have made great achievements, but there are still some problems. At present, China's agriculture is in a critical period of transition from traditional to modern agriculture,we have to break through the reform of rural finance:We can optimizethe environment and change supply mode; innovative financial mode; encourage healthy development of informal financing;improve laws and regulations and establishing and perfect the rural insurance system. Take expect as agricultural modernization will provide new momentum.