吉林省农村金融发展存在的问题与对策

Problems and Countermeasures of Rural Finance Development in Jilin Province

吉林省地处东北,农业生产条件得天独厚,是我国农业大省之一。在金融占据现代经济中核心地位的今天,为经济发展服务的同时,对农业大省的发展有着巨大的推动作用。近十年来农业贷款额度虽然逐年提升,但金融部门对农村投放的信贷数量远远不能满足农民的需求,政策性、商业性银行作用有限或被弱化,新型金融机构在发展中存在的问题还很严峻。本文对吉林省农村金融问题进行了剖析,并提出针对性的农村金融发展对策,以期更好的推动农村经济发展。

Located in the Northeast of China, Jilin province is one of the large agricultural provinces withunique agricultural production conditions. For time being, finance is dominating the modern economy which isnot only helpful for economic development, but promoting the agricultural development significantly. Althoughthe agricultural loans rise annually in recent decade, the rural credit is far away to meet the farmers’needs. It isowned to the limitation role or weakening role of the relative policy banks and commercial banks, which showsthat there exists severe problems in the New Financial Institutions development. Based on analyzing the ruralfinancial problems in Jilin province, this paper proposed specific corresponding countermeasures with view topush through the rural economic development better.