基于P2P网贷平台的仓单质押融资模式设计与创新

Warehouse Receipt Pledge Financing Pattern's Design and Innovation based on P2P Net Credit Platform

仓单质押融资作为物流金融的一种融资模式,在解决中小企业融资问题上面临融资资金来源单一、融资成本高、融资可得性差等不足。从仓单质押融资创新的角度,通过由大型、核心物流企业构建出基于P2P网贷平台的新型仓单质押融资模式,能很好地解决中小企业仓单质押融资问题,并分析了该模式的具体运作及可行性,为我国中小企业仓单质押融资业务创新提供了具体的实施途径。

Warehouse receipt pledge financing, as a kind of financing model of logistics finance, to deal with the problem of financing of small and medium-sized enterprises face the financing single source of funds, lack of financing, such as high cost and poor availability of financing. From the perspective of the warehouse receipt pledge financing innovation, by a large, core logistics enterprises construct based on P2P network platform for new warehouse receipt pledge financing pattern, which can well solve the problem of small and medium-sized enterprises of the warehouse receipt pledge financing, and analyzes the concrete operation and the feasibility of the model, for our country small and medium- sized enterprises of the warehouse receipt pledge financing business innovation provides the implementation of specific way.