经济状况、社会保障对居民养老意愿的影响及城乡差异

Impact of Economic Status and Social Security on Residents' Endowment Intend and the Differences between Urban and Rural

基于中国综合社会调查(CGSS,2013)数据,分析了经济状况和社会保障对居民养老意愿的影响及城乡差异。研究发现:我国居民养老意愿以自助型及半自助型为主,家庭型次之,社会型最低,农村居民更倾向于家庭型模式;多项Logistic模型的结果显示,经济状况和社会保障因素对居民养老意愿均有显著影响,经济状况和社会保障越好,居民家庭型养老的意愿显著性越低,社会型养老的意愿相对地较高,并且,经济状况和社会保障对城镇居民养老意愿的影响更为显著,对农村居民的影响相对较小。

In this paper,we use the Chinese General Social Survey(CGSS,2013)data to analyze the impact of economicstatus and social security on residents’endowment intention and differences between urban and rural areas.The studyfound that most of the residents will choose self–support endowment and semi-self-support endowment,some will choosefamily endowment,and fewer will choose social endowment,rural residents incline to family endowment.The results ofmultinomial Logistic model show that the economic status and social security factors have significant influence on the resi?dents'endowment intention.The better economic status and social security is,the lower the willingness of residents'familyendowment will be.And the influence of the economic status and social security to urban residents is more significant.