基于NFC技术的移动支付系统实现方案

Implementation scheme of mobile payment system based on NFC technology

介绍NFC移动支付当前主流的技术,给出基于NFC-SWP技术的多应用移动支付实现方案,提供一种后向兼容的多应用卡片规划设计,终端软件设计和平台架构设计。在终端软件设计上,使用过程文件保障交易健壮性;在平台架构设计上,基于容器技术的微服务架构。实践证明,该方案在解决多种支付业务共存的大型复杂业务系统的持续部署和应用扩展方面极具参考价值。

This article introduced the current mainstream technology of mobile payment with NFC,presented theimplementation scheme of mobile payment based on NFC-SWP technology,provided an innovative,backwardcompatible,multi application card planning design,introduced the terminal software design and platform architecturedesign.In the terminal software design,the process file was used to ensure the robustness of the transaction.On theplatform architecture design,the microservice architecture based on container technology was given.The practice showed that the scheme was of great reference value in solving the continuous deployment and applicationexpansion of large and complex business systems with the coexistence of multiple payment services.