农信社风险防控的现状和未来问题探讨

Present Situation of Risk Prevention and Control and Future Problems of Rural Credit Cooperative Association

农信社是我国银行体系中的重要组成部分,在扶持小微企业发展以及帮扶"三农"建设的过程中,农信社发挥了非常大的作用。但农信社在开展工作的过程中,也受到了各类风险的侵袭,面对这些风险,农信社一方面借助于自己现有的风控手段,积极开展风险预警,遏制风险的发生,另一方面也在探索适用于自己的风险控制方式,从而使农信社的风控工作可以符合银行未来发展的要求,保障银行的经营安全。

Rural credit cooperative is an important part of the bank systeminChina.In the process of supporting the development of small andmicroenterprises and helpingthe constructionof"ThreeRural Issues",the rural credit cooperativeplaya veryimportant role.But in the processofrural credit cooperatives to carry out thework,they face all kinds of risks,in the face of these risks,the rural credit cooperatives on the one handwith the help of their existing means of risk control,and actively carry out risk warning,curb the risk,on the other hand also explore the riskcontrolmodewhich isapplicable to their own,so that the rural credit cooperative risk controlwork canmeet the future development requirementsof thebank,guarantee the safetyof thebank'sbusiness.