新常态下我国农村互联网金融发展研究

Research On The Development Of Rural Internet Banking In China Under The New Normal

当前,我国经济发展已经进入新常态。基于"互联网+"的时代背景,聚焦三农问题。本文分析了农村地区互联网金融在发展过程中普遍存在网络基础设施不完善、金融信用体系不健全、金融环境有待净化等问题。在此基础上,有针对性地提出了推进我国农村互联网金融持续健康发展的解决措施。这对于发展现代化农业,建设和谐新农村,实现全面建设小康社会的奋斗目标都具有重大的现实意义。

At present stage,the development of China’s economy has entered into the New normal.basing of the background of the Internet Plus,and focusing on the Three Rural Issues,the writer analyzes advantages of internet finance,necessity and importance of development of internet finance in rural areas,and some problems commonly seen in the process of the development including less improved internet infrastructure,financial credit system,as well as financial environment.Basing on all points mentioned above,the writer proposes some solutions to develop sustained and healthy internet finance in rural areas.It is of great importance to developing modern agriculture,building harmonious new rural areas,as well as achieving the all-round well-off society.