我国商业银行资本结构对经营绩效影响的实证研究

An Empirical Study on the Impact of Capital Structure of China's Commercial Banks on Business Performance

随着我国对外开放程度的加深,在我国实施积极走出去政策的同时,外资银行业同样进入国内谋求发展,进而威胁到国内商业银行的生存与发展。各种加强监管,提高资本质量的政策也相继推出,面临的这些挑战都需要商业银行积极建立一个科学合理的资本结构才能达到要求。所以对商业银行的资本结构如何影响其经营绩效进行研究,进而提高我国商业银行在国际竞争中的竞争力具有一定的重要意义。

With the deepening of our country's opening to the outside world,while foreign governments are actively pursuing development,the foreign-funded banking industry also enters into the domestic development and threatens the survival and development of domestic commercial banks.Various policies to strengthen supervision and improve capital quality have also been introduced,and these challenges require commercial banks to actively establish a scientific and rational capital structure to meet the requirements.Therefore,it is of great significance to study how the capital structure of commercial banks affect their business performance and improve the competitiveness of commercial banks in international competition.