强监管背景下众筹风险防范研究

Research on the Prevention of Public Risks in the Background of Strong Supervision

互联网金融的火爆,成就了中国金融行业的一批创业者。但在大潮退去之后,越来越多的问题开始不断暴露。随着监管的升级,互联网众筹平台的数量大幅减少,但筹资规模仍会保持一定的增长,行业集中度还将继续加大。本文着重分析众筹在我国发展存在的风险,并提出完善监管制度、加强宣传引导、健全平台体系等适合我国国情的众筹风险防范对策,以促进众筹模式的健康发展。

Internet financial hot,the achievements of China's financial industry,a group of entrepreneurs.But after the tide receded,more and more problems began to continue to expose.With the escalation of supervision,the number of Internet pooling platform significantly reduced,but the scale of funding will continue to maintain a certain growth,industry concentration will continue to increase.This paper focuses on the analysis of the risks existing in the development of our country,and puts forward the countermeasures to improve the supervision system,strengthen the propaganda and guidance,improve the platform system and so on,so as to promote the healthy development of the various models.