互联网金融解决中小企业融资难路径分析

Path Analysis on Internet Finance

互联网金融的出现对我国的金融市场产生了巨大影响,增加了我国金融市场的竞争,有效放开了我国中小企业的信贷约束,解决了中小企业融资难的问题。本文从中小企业融资难的文献综述入手,通过分析我国中小企业融资难的成因,找到互联网金融缓解中小企业融资难的关键所在。

The emergence of the Internet finance exerts a great impact on China's financial market,increasing competition in the financial markets in China,letting off the credit constrains on small and medium-sized enterprise effectively and solving the financing difficulties on small and medium-sized enterprise.In this paper,from the literature review of financing difficulties of SMEs,through the analysis of the causes of financing difficulties of SMES in China,the key to ease the financing difficulties of SMEs in Internet finance is found out.