供给侧背景下商业银行投贷联动机制创新研究

The Innovation of Investment-Loan Linkage Mechanism of Commercial Bank Under the Background of Supply Side

我国商业银行近年来发展步伐较快。对于商业银行的投贷来说,则属于一种商业行为,存在一定的风险性。值得注意的是,近年来在供给侧背景下,我国商业银行投贷联动受到较为明显的影响,使得商业银行投贷联动的市场定位更加清晰、商业银行投贷联动的服务模式得到创新等。本课题重点分析供给侧背景下商业银行投贷联动机制创新,以期促进商业银行的整体发展。

China's commercial banks have developed rapidly in recent years.But the investment and loan of commercial bank are commercial behavior with certain risk.It is worth noting that recently in the context of supply side,investment-loan linkage of commercial banks in China is obviously affected.For example,the market positioning of investment-loan linkage of commercial bank becomes clearer.The service model of investment-loan linkage of commercial bank has been innovated.In order to promote the overall development of commercial banks,this paper focuses on the innovation of investment-loan linkage mechanism of commercial bank under the background of supply side.