政策性农业信贷担保体系创新的担保产品初探——“核心企业+要素商+基地”产品,简称“1+N+X”

Preliminary study on the guaranteed products of policy-based agricultural credit guarantee system——products of “core enterprises + factories + bases”,referred to as “1 + N + X”

从农村金融供给侧方面进行改革,要求建立专注农业、覆盖全国的农业政策性信贷担保体系。农业担保公司(以下简称"农担公司")既要按照"市场运作"的要求发展,也要执行"政策定位",进而防范市场风险。

The reform of the rural financial supply side requires the establishment of an agricultural policy-based credit guarantee system that focuses on agriculture and covers the whole country.Agricultural guarantee companies(hereinafter referred to as“farm companies”)must not only develop in accordance with the requirements of“market operations,”but also implement“policy positioning”to prevent market risks.