摘要
第三方支付机构业务的发展吸引了越来越多商业银行的存款进入自身体系,并对商业银行产生了隔离效应。商业银行聚合支付的推出为存款回流银行体系创造了可能性,发挥银行优势,推广聚合支付是当前商业银行回流并稳定存款的新机遇。
The development of third-party payment institutions has made more and more deposits in com鄄mercial banks flow into their own system,which produced isolation effect to the commercial banks.The intro鄄duction of aggregate payment of commercial banks has created the possibility for the deposits to return to the banking system and brought into play the advantages of the banks.Promoting aggregate payment is a new op鄄portunity for commercial banks to reflux and stabilize deposits.
作者
刘超
Liu Chao(Xiangyang Branch,China Construction Bank,Xiangyang Hubei 441004,China)
出处
《襄阳职业技术学院学报》
2018年第1期95-97,共3页
Journal of Xiangyang Polytechnic
关键词
第三方支付机构
金融脱媒
存款回流
聚合支付
third-party payment institution
financial disintermediation
deposit reflux
aggregate payment