国际金融科技监管实践及对我国的启示

The Practice of International Financial Technology Supervision and Its Enlightenment to China

金融科技是以科技驱动金融创新,用技术改进金融体系,实现"金融+科技"高度融合。金融科技发展迅速,世界各国和地区在推动金融科技发展的同时,对其风险监管也取得成效。本文通过对国际金融监管实践总结分析,旨在对进一步推动我国金融科技监管发展有所启发。

The financial technology(fintech)is using technology to drive the financial innovation and to improve the financial system with the purpose of achieving a high integration of“finance+technology”.With the rapid development of the financial technology,all countries and regions in the world are promoting the development of the financial technology,and the supervision on its risks has also been achieved.Through the analysis on the practice of international financial supervision,the paper hopes to provide enlightenment to the further development of China’s financial technology supervision.