共有产权住房政策的反思:定位、现状与路径

Reflection on the Policy of Common Property Housing:Orientation,Status and Path

从住房属性的视角分析我国住房政策改革,探讨了我国目前在住房保障政策领域需要改革的问题,即在传统式产权式住房保障缺位和租赁式住房保障忽视住房所有权对财富积累的情形下,必须探索一种新型产权式住房保障满足群众对住房自有的需求。在明确共有产权住房的定位和分析该制度优势特征之后,梳理并对比各试点城市共有产权住房政策主要内容,进而提出完善共有产权住房政策的路径:明确制度认知与定位,厘清与原有保障制度的关系;借鉴国外成熟经验,完善共有产权住房制度设计;明晰权利与义务,协调参与主体之间的利益关系。

From the perspective of housing property,the paper analyses the reform of China's housing policy,and explores the need to reform in the field of housing security policy in China.Namely,because of the absence of housing security of traditional property and the neglecting of rental housing security about housing ownership's accumulation of wealth,it is necessary to explore a new type of property housing security to meet the needs of the people.After clearly defining common property housing and analyzing its advantages and disadvantages,this paper combs and compares the main contents of the common property housing policy of each pilot city and puts forward the path to improve the housing policy of the common property:clearing cognition and orientation of the system and clarifying the relationship between this system and the original security system;using foreign mature experience for reference and perfecting the design of housing property system;clearing the rights and obligations and coordinating the interest relations among the participants.