高校治理校园贷的措施浅析

Analysis of the Measures to Manage Campus Loans in Colleges and Universities

本文介绍了校园贷给学生、家庭、社会带来的危害,已经上升到成为全社会广泛关注的热点问题,急需解决;对校园贷产生的原因进行了分析,包括学生消费观念错误、校园贷陷阱和监管缺位等;继而提出高校在治理校园贷中应加强学生认识教育、消费观念引导和监控机制,以保障学生的合法权益。

This paper introduces the harm of campus loan to students,families and society,which has become a hot issue that the whole society pays close attention to,and needs to be solved urgently,and analyzes the causes of campus loan,including including students'misconception of consumption,the trap of campus loan and the absence of supervision.Then it is proposed that colleges and universities should strengthen students'awareness education,guidance of consumption concepts and monitoring mechanisms in order to protect students'legal rights and interests.