我国大病保险发展趋势分析——基于三种典型模式

Analysis on the development trend of serious illness insurance in China——based on three typical models

选取江阴、太仓、湛江三种大病保险典型模式,归纳整理三地医保政策、研究文献,梳理三种大病保险模式发展脉络,明确阶段划分;以纵向发展进程对三种模式进行比较分析,理清其发展规律;最后结合国外经验与我国国情,分析我国大病保险发展趋势,提出大病保险发展的建议。

This paper selected three typical models of serious illness insurance in Jiangyin,Taicang and Zhanjiang,summed up the medical insurance policies and literature in these places,organized the development paths and defined the stages.Three models were compared in the course of longitudinal development,and their development rules were clarified.At last,by combining the experience of foreign countries and the conditions of China,we analyzed the development trend of Chinese serious illness insurance and put forward suggestions for the development of the serious illness insurance.