高职“校园贷”防治途径的思考

The Thinking of the Prevention and Control of Campus Network Loans in Higher Vocational Colleges

目前,校园贷负面新闻频发,给教育行业敲响警钟。大学生思想观念不成熟,容易出现攀比、超前消费等行为。校园贷瞄准大学生这一特点,通过设置各种陷阱,引诱大学生陷入校园网络贷款的泥沼,给自身和家人造成严重危害。本文通过对校园贷特征和隐性风险的分析,指出校园贷已经成为大学校园的公害,并就此结合当前形势,就营造健康的思想政治教育环境、强化校园贷监管,创建校园助学信贷系统,增强网络金融安全知识教育等四个方面,提出个人的建议和举措。

At present,the frequency negative news of campus network loans is a wake-up call for the education industry.College students'ideological conception is immature,it is easy to have the behavior of comparison,ahead consumption.The campus network loans is aimed at the feature of college students.By setting various traps,they can lure college students into the trouble of campus network loans and cause serious harm to them?selves and their families.Through to analyze the features of campus network loans and hidden risk,This article clarity pointed out that campus network loans has become a public nuisance of the College campus and com?bined with the current situation,though to create the healthy environment of Ideological and political education,strengthen monitoring of campus network loans,create campus credit loan system,strengthen to education on the network financial security,and so on,make personal suggestions and initiatives.For reference.