规模养殖户购买生猪价格指数保险的决策响应及影响因素分析

Decision Response and Influencing Factors of Scale Farmers Purchasing the Hog Price Index Insurance

利用江苏省346份生猪规模养殖户调查数据,运用二元Logistic回归模型对影响规模养殖户购买生猪价格指数保险的决策响应因素进行实证分析。结果显示:(1)规模养殖户购买生猪价格指数保险的决策响应意愿较高;(2)经营特征中养殖年限、是否贷款和土地流转费用对决策响应影响显著;(3)认知特征对规模养殖户的决策响应意愿均有正向影响;(4)保费补贴有利于促进规模养殖户做出积极的决策响应。因此,应从规模养殖户经营特征出发,做好生猪价格指数保险宣传培训工作,提高规模养殖户的风险意识和保险认知,强化政府相关政策支持,以促进生猪价格指数保险的健康发展。

Based on the survey data of 346 pig farmers in Jiangsu province,authors use Binary Logistic regression model to analyze the decision factors that affect the price index insurance of pig farmers.The results show tha(t 1)the scale farmers have high willingness decision to buy insurance hog price index responses;(2)the operating characteristics in the breeding period,loans and rent significantly affected the scale farmers'decision response;(3)cognitive characteristics of scale farmers will have a positive impact on the decision-making and response;(4)premium subsidies can promote the scale farmers to make a positive decision response.Therefore,we should start off scale farmers'operating characteristics,complete the pig price index insurance propaganda and training work,improve the scale farmers risk awareness and insurance awareness,strengthen the relevant government policy support,in order to promote the healthy development of the pig price index insurance.