我国商业银行发展电子银行业务对策探讨

Countermeasures for China's Commercial Banks to Develop E-Banking Business

当今世界早已进入了互联网的时代,"互联网+"是创新2.0下的互联网发展的新业态。各个传统行业都跟随时代发展的潮流加入"互联网+"的阵营中,"互联网+金融"的推出更加推动了电子银行业的发展,取得骄人的成绩,但其发展也存在一定的问题。所以在互联网金融如此发达的今天,商业银行要抓住机会,调整自己的传统业务,加强对客户的调研和市场需求研究,革新服务理念,不断探索创新,提高安全性,建立人才培养机制,大力发展电子银行业务,在激烈的竞争中获得自己的一席之地。

The world has already entered the era of Internet,and"Internet+"is a new form of development under the innovation 2.0.All the traditional industries follow the trend of the times to join the"Internet+"camp.The introduction of"Internet+finance"has promoted the development of electronic banking and achieved remarkable achievements,but there are also some problems in its development.So in the background of a such developed Internet finance today,commercial banks should seize the opportunity to adjust their own traditional business,strengthen research on customers and market demands,innovate service concepts,constantly foster innovation,improve security,establish personnel training mechanism,and vigorously develop e-banking business,so as to gain a place in the fierce competition.