摘要
从普惠金融行业发展存在的刚性需求问题、金融科技在解决普惠金融发展瓶颈方面的优势、金融科技在普惠金融领域的典型应用场景、以及金融科技带来的监管风险、挑战和对策等方面分析金融科技对普惠金融的影响,为金融科技在普惠金融领域的创新应用及其影响提供新的研究视角和参考依据。
This paper analyze the impact of financial science and technology on inclusive finance by focusing on the rigid demand in inclusive finance industry development,the advantages of financial science and technology in solving the bottleneck of inclusive finance development,the typical application scenarios of financial science and technology in inclusive finance,and the regulatory risks brought about by financial technology..It provides a new perspective and reference for the innovative application and impact of financial science and technology in inclusive finance.
作者
冯贺霞
韦放
Feng Hexia;Wei Fang(School of Six Industrial Research,Fudan University,Shanghai 200433,China;Henan Zhengyuan Equity Investment Fund Management Co.,Ltd.,Zhoukou 466000,China)
出处
《山西农业大学学报(社会科学版)》
2018年第9期56-62,共7页
Journal of Shanxi Agricultural University:Social Science Edition
关键词
金融科技
普惠金融
移动金融
Financial technology
Inclusive finance
Mobile finance