中国农村金融发展的减贫效应研究

Study on the Poverty Reduction Effect of Rural Financial Development in China

贫困问题是农村经济持续增长的严重制约之一,大力发展农村金融能够有效解决这一问题。由于农村贫困家庭经济来源不稳定,致使金融机构的信贷服务无法顺利进行。再加上农民对金融业务缺乏理解,造成金融机构在农村运营效果不佳。分析农村金融减贫效应,研究金融发展给农村经济带来的影响,有助于提出促进农村经济发展的有效策略,缓解农村贫困现象。

Rural poverty seriously restricts the sustained growth of the rural economy.Only by vigorously developing rural finance can this phenomenon be alleviated effectively.However,due to the unstable economic sources of poor families in rural areas,the credit services of financial institutions can not be carried out smoothly.Moreover,farmers'understanding of financial business is not enough,resulting in poor financial institutions operating in rural areas.Through the analysis of the effect of rural financial poverty reduction,we further study the impact of financial development on the development of rural economy,propose effective strategies to promote the development of rural economy,and alleviate the phenomenon of rural poverty.