中美金融科技对比及其发展趋势

A Comparison of Financial Science and Technology between China and the United States and Its Development Trend

当前金融科技发展迅速,中美两国的金融科技发展对全球经济有着重要影响。研究中美金融科技的发展现状以及对比两国发展的异同,有助于找到中国未来金融科技创新发展的抓手。通过对比研究中美金融科技的发展背景,分析金融科技三大驱动技术在两国的发展趋势,提出中国金融科技发展的有效途径。

The current development of financial science and technology is rapid.China and the United States play important roles in the global economy.Studying the development status of Sino-US fi nancial technology and comparing the similarities and differences in the development of the fi nancial science and technology of the U.S.and China,will help us fi nd the focus for China's future fi nancial technology innovation and development.This article compares the development background of Sino-US fi nancial science and technology,analyzes the development trends of the three major driving technologies of fi nancial technology in the two countries,and puts forward an effective approach to the development of China's fi nancial technology.