基于“一带一路”倡议视角下人民币国际化的现状、障碍及对策

Status,Obstacles and Countermeasures of RMB Internationalization from Perspective of “The Belt and Road” Initiative

近年来,我国人民币在境外市场规模的扩大上取得了明显的成效,尤其是"一带一路"倡议的提出,加快了人民币国际化发展进程。但是人民币贸易结算驱动力不足、使用分布不均,进出口贸易过度集中于欧美国家,国际货币惯性作用以及我国金融市场发展不成熟等问题仍然制约着人民币的国际化,本文通过对人民币国际化过程中存在的障碍进行分析,得出人民币国际化的对策。

In recent years,China's RMB has achieved remarkable success in expanding overseas market,especially since the“The Belt and Road”initiative proposed,speeding up the development of the RMB internationalization process.However,the RMB trade settlement driving force is insufficient,the use distribution is uneven,and the import and export trade is overly concentrated in the European and American countries.The international monetary inertia and the immature development of our financial market still restrict the internationalization of the RMB.This paper analyzes the obstacles in the process of RMB internationalization,so that the countermeasures for the internationalization of RMB could be deduced.