摘要
银行信贷支持和地方政府经济发展一直是理论界和实务界关注的问题。研究发现,如果地级市上一年经济增长率越高,则该地级市本年贷款增长率越低,并且这种关系只在外商直接投资水平较高的地级市中才存在。这意味着外商直接投资是地方政府满足资金需求的重要渠道,还意味着我国地方政府治理和银行监管都在朝着市场化、理性化和公开化的方向发展。
The relationship between local economic growth and bank loans has been highly concerned.Research shows that local economic growtli in the previous year will adversely afect tlie bank loans in the following year.In addition,the adverse effect only ex-ist in cities which have higher level of foreign direct investment.The results show that foreign direct investment is important in meet-ing financing demand for cities.Whats more,this paper indicates that the local government management and bank supervision have made great progress.
作者
宋献中
禹天寒
SONG Xianzhong;YU Tianhan
出处
《湖南师范大学社会科学学报》
CSSCI
北大核心
2018年第4期83-89,共7页
Journal of Social Science of Hunan Normal University
基金
国家社会科学基金重大项目"党中央治国理政的生态文明制度建设思想研究"(16ZZD049)
关键词
银行贷款
经济发展
外商直接投资
bank loans
local economic growth
foreign direct investment