基于多元线性回归分析的商业银行盈利能力影响因素研究

Study on the influencing factors of profitability of commercial banks based on multiple linear regression analysis

商业银行作为我国金融机构的主体,其盈利性是商业银行本身以及金融机构生存发展的最重要的因素.搜集2013年14家商业银行财务报表的相关信息,根据相关资料选择指标,进行多元线性回归,对模型进行检验,并提出如何提高商业银行盈利能力的相关建议.

As the main body of China's financial institutions,the profitability of commercial bank is the most important factor in the survival and development of commercial banks themselves and financial institutions.Collected relevant information on the financial statements of 14 commercial banks in 2013,and selected indicators based on relevant data,conducted multiple linear regression,test the model and put forward some suggestions on how to improve the profitability of commercial banks.