联营:民国时期华资商业银行的组织创新与实践——以北四行为例

Joint Venture:Organizational Innovation and Practice of Chinese Commercial Banks in Republic of China—Illustrated by case of Four Northern Banks

20世纪初,欧美各国处于银行合并联合的高峰时期。中国金融界积极探讨、传播西方的银行联营理论,并将之付诸实践。金城、盐业、中南、大陆银行借助密切的人事关系、集团化发展的追求以及彼此业务上的差异等客观条件,促成了北四行联营集团的形成。北四行出于理性的追求,将个体利益与集团利益绑定在一起,形成了北四行联营集团,开创了中国金融史上新的经营、管理模式。北四行联营集团是时代发展的产物,是近代中国企业家创新精神的典范。

In the early 1920s,Europe and the United States were at the peak of bank consolidation.Chinese financial circles actively discussed and disseminated the western theory of bank pooling and put it into practice.The King Cheng Banking Corporation,The Yien Yieh Commercial Bank,The China&South Sea Bank and The Continental Bank Ltd formed a consortium,with the objective conditions of close personnel relations,the pursuit of collectivized development and the differences in each other's business.Out of the pursuit of rationality,The Northern Four Banks bound individual interests with group interests and formed the consortium,creating a new operation and management mode in China's financial history.It was a product of the development of the times and a model of innovative spirit of Chinese entrepreneurs in modern times.